Effective date: September 14, 2026
These Terms and Conditions ("Terms") govern your use of standbycapital.com (the "Site"), operated by Standby Capital SPV I LLC, doing business as Standby Capital ("Standby," "we," "us," or "our"). By using the Site or submitting an application or inquiry, you agree to these Terms and to our Privacy Policy. If you do not agree, please do not use the Site.
Standby provides revenue-based financing through the purchase of future receivables, commonly known as a merchant cash advance. This is a commercial transaction between businesses; it is not a loan, and it is not a consumer product. Our products are available to businesses only and may not be used for personal, family, or household purposes.
Nothing on the Site is an offer or commitment to provide funding. All funding is subject to a complete application, underwriting review, and execution of definitive agreements. Approval, amounts, pricing, and terms are determined per transaction and are not guaranteed. Any figures, examples, or calculator outputs on the Site are illustrations only and do not describe an actual offer.
If you submit an application or inquiry, you represent that the information you provide is accurate and complete, that you are authorized to act for the business, and that the funding sought is for business purposes. You authorize us and our service providers to verify the information you provide, including obtaining business and personal credit reports as permitted by your application, verifying bank account information, and confirming your identity.
By providing your contact information, you agree that we may contact you about your inquiry, application, or account by phone, email, or text message at the numbers and addresses you provide, including calls placed to mobile phones. Consent to marketing messages is not a condition of receiving funding, and you may opt out of marketing communications at any time; to opt out of marketing text messages, reply STOP. If you have a question about a payment or transaction, please contact us first at (646) 561-8586 or servicing@standbycapital.com so we can resolve it quickly.
You agree that we may deliver applications, agreements, disclosures, and notices electronically, and that electronic signatures on our documents are valid and binding to the fullest extent permitted by law.
You agree not to misuse the Site, including by submitting false information, interfering with its operation, attempting to access systems or data without authorization, or using content from the Site for any unlawful purpose. The Site and its content, including text, design, and logos, are our property or used with permission and may not be copied or used commercially without our consent.
The Site is provided "as is" and "as available," without warranties of any kind, express or implied. Content on the Site is general information, not legal, tax, accounting, or investment advice. To the fullest extent permitted by law, Standby will not be liable for indirect, incidental, special, or consequential damages arising out of your use of the Site.
These Terms are governed by the laws of the State of New York, without regard to conflict-of-law rules. If any provision of these Terms is found unenforceable, the remainder stays in effect. We may update these Terms from time to time; the effective date above reflects the latest revision, and continued use of the Site after an update constitutes acceptance.
Standby Capital
8 The Green, Suite B, Dover, DE 19901
info@standbycapital.com
servicing@standbycapital.com
(account servicing and payment questions)
(646) 561-8586
If you have a signed agreement with us, notices under that agreement must be sent to the address specified in your agreement.
